Encrypto lifestyle

Spend your crypto.

  • Spend at 100M+ merchants worldwide
  • Keep your keys. Non-custodial
  • Earn DeFi yield while you hold
  • Works with your existing wallet
ΞETH
SOL
BBASE
MPOLY
AARB
OOP
Encrypto Sovereign Card
ΞEthereum
Solana
BBase
PPolygon
AArbitrum
OOptimism
VISAVisa
USDCCircle
AAVEAave
COMPCompound
UNIUniswap
LINKChainlink
ΞEthereum
Solana
BBase
PPolygon
AArbitrum
OOptimism
VISAVisa
USDCCircle
AAVEAave
COMPCompound
UNIUniswap
LINKChainlink
Integrated With

The world is broken.

Crypto promised financial freedom. Instead, your assets sit locked while the world burns cash.

Trapped Liquidity

$2T

On-chain. Unusable. Waiting.

Argentina Inflation

178%

Savings evaporating. Daily.

DeFi Stablecoin Yield

5.2%

Real yield. Uncensorable.

The thesis is simple.

Crypto won. $2 trillion in value sits on-chain. But that money can't buy groceries in Buenos Aires.

Every "crypto card" today is a lie. They take your coins, hold them in custody, and give you an IOU. Not your keys, not your coins.

We built something different. A smart contract that releases funds only when Visa authorizes the transaction. No deposits. No custody. No trust.

Your wallet. Your keys. Your money. Spendable everywhere.

Not Your Keys, Not Your Coins.
Until Now.

Every other crypto card requires you to deposit first. We don't touch your funds until you swipe.

Everyone Else

1
Deposit Funds

Give up your keys

2
Wait & Hope

Trust they don't rug

3
Maybe Spend

If they're still solvent

CUSTODIAL = COUNTERPARTY RISK

Encrypto

NON-CUSTODIAL
1
Connect Wallet

Keep your keys

2
Sign Spending Limit

One signature, you're set

3
Swipe & Go

Instant. Everywhere.

YOUR WALLET → VISA → MERCHANT

Two Worlds. One Card.

DeFi native? Connect your wallet. Local merchant? Scan the QR. Same card. Same freedom.

Crypto Native

Connect any wallet

Self-custody. Always. We never hold your keys.

Local Payments

QR works everywhere

MP

Scan to pay with Mercado Pago

USDC → ARS. Instant. Best rate. No questions.

The Playbook

Start where the pain is sharpest. Scale where the money flows.

1

LATAM Launch

Q1 2025

  • Argentina first: 45M people, 178% inflation
  • Mercado Pago + Visa integration
  • 1,000 alpha users
2

Regional Expansion

Q3 2025

  • Brazil, Mexico, Colombia
  • Local payment rails integration
  • 100,000 active users
3

Global Protocol

2026

  • Open protocol for any fintech
  • White-label non-custodial cards
  • $1B+ annual transaction volume

The Operators

We've built fintechs, scaled protocols, and shipped products to millions.

B

Brandon

CEO & Co-founder

Ex-founder. Obsessed with financial sovereignty. Building the future of money in emerging markets.

G

Gene

CTO

Protocol architect. Smart contract security expert. Previously built systems processing billions.

T

Tess

Head of Product

Product obsessive. Shipped fintech products to millions. Relentless focus on user experience.

X

Xuekai

Lead Engineer

Full-stack wizard. Solidity expert. Builds fast, ships faster. Zero tolerance for bugs.

M

Marc

Operations

Payments infrastructure veteran. Deep LATAM network. Makes impossible partnerships happen.

+

Join the Team

We're hiring engineers and operators

Stop letting your crypto
collect dust.

Join the alpha. Be among the first to spend your crypto without giving up your keys.

Launch the App

Alpha is live. Try it now.